If an employee of the company suffers physical damage or property damage whilst during their working hours then they can sue the company for financial compensation. This cover protects the company against a financial award for the employee against the company.
Public liability insurance protects the business owner against a claim from the member of the public for financial loss, accident, or injury. It also protects the member of the public for any accident or injury sustained due to the action of the business.
Professional indemnity insurance (also known as PI insurance and E&O insurance), offers protection for the business against a customer suing you for a financial loss that they believe you caused through your action or through negligent advice. The policy can cover both the legal defence and the award.
Business interruption insurance covers the loss of income that a business might suffer due to a disaster.
*Included cover dependant on package selected.
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