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Peer to Peer Lending

Powered by RateSetter

RateSetter is a peer-to-peer loan service that ensures lenders and borrowers get the best deal. Creditworthy borrowers can secure the lowest price on a loan, while lenders can often receive a better return than going through a traditional bank. RateSetter matches the lender to the borrower and makes sure that everyone gets what they’ve been promised.

RateSetter launched in October 2010 and is growing rapidly. They are a privately-owned business based in Southwark, London, with long-term shareholders. The industry as a whole was regulated as of April 2014, which opened the door to further growth. is the best placed P2P provider in the marketplace. If you’re a saver looking to inject your savings with up to 6% annual return, has a lending product to suit you.

Get in touch today to take away your perfect loan tomorrow!

Simply fill out the form below to get the ball rolling.

Flexibility and control

Borrow on your terms. You can repay your loan early without any fees, and there’s no pressure to take out an approved loan.

Crystal clear loans

There are no hidden charges with RateSetter loans, rates are included in fees. Set up your account in 2 minutes to start.

Credit safe loans

Looking for a loan with RateSetter will not affect your credit rating as they'll give you a ‘soft search’ quote.

Quick loans

Get your loan approved in 24 hours or sooner! Once approved, your money can be transferred immediately for a small fee.